Plan for Childrens Education and Future

Parents want their children to succeed and minimize student loan debt for a stronger future. College costs keep rising, so starting to save early—and planning how and where to save—is essential.

Traditional savings plans like 529, prepaid tuition, and Coverdell offer tax benefits but have limitations: funds are mostly restricted to education, may affect FAFSA and scholarships, carry tax penalties if used otherwise, and sometimes have geographic or institutional restrictions. They also involve market risks, yearly rebalancing, and no borrowing options.

We can help you structure savings for college and beyond—such as a child’s first car, wedding, or home down payment. For business owners, we offer strategies to save more and optimize FAFSA by managing taxable income. Start early and schedule a free consultation today.